Infinite Banking

What Is Infinite Banking?

The Infinite Banking™ Concept is available to anybody. It basically allows you to build your own banking system that you can then use to finance the big purchases you will have throughout your life: car purchase, vacations, retirement...   

The Infinite Banking Concept (IBC) will teach you how to become your own banker by:

  • Creating your own banking system using dividend-paying, permanent life insurance.
  • Using available savings and cash flow to build your own “bank.”
  • How to capitalize and establish your plan.
  • How to use IBC to finance your automobile purchases and even to finance your home.
  • How to expand your system to accommodate all income through a system of banks to increase your personal wealth.
  • How a business can use the concept for equipment financing.

Is Infinite Banking for me?

It takes discipline, and patience, but once your banking system is up and running, it will continuously grow on a guaranteed basis. Should you not be insurable, you can start some policies on your kids, grand-kids, or business partners.


 The possibilities are infinite!

Becoming Your Own Banker, the Infinite Banking™ Concept also reveals the truth behind the most important business in the world – banking.  It provides you with foundational financial wisdom that will help you understand personal finance like never before.

The Infinite Banking™ Book


 Where does it come from?


Nelson Nash is the author of the definitive book on the subject Becoming Your Own Banker. Nash is a firm believer in the “Austrian School” of economics (named after the origin of its founders), a school of thought stressing the economic benefits of individual liberty, sound money, and limited government. Nash has described IBC as “Austrian economics in action.”

The Nelson Nash Institute is unique in the educational/insurance/financial market place because we provide education on the theory and application of life insurance to both the general public and the financial services professional, but we are not affiliated with the insurance industry.

We are proponents of whole life insurance and believe we fill an important role in training financial professionals in the structure and design of this complex instrument. This training serves our overarching mission to educate and inspire the public on the personal and social benefits of IBC.