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The Possibilities Are Infinite!
The Infinite Banking™ Concept reveals the truth behind the most crucial business in the world – banking. It provides foundational financial wisdom that will transform your understanding of personal finance and help you manage your finances like never before.
Infinite Banking™
What Is Infinite Banking™?
The Infinite Banking™ Concept is a financial strategy that allows anyone to build their own banking system using dividend-paying, permanent life insurance. This system can be used to finance major life purchases such as cars, vacations, and retirement.
How Infinite Banking™ Works:
- Create Your Own Bank: Establish your banking system with dividend-paying, permanent life insurance.
- Utilize Savings and Cash Flow: Use your available savings and cash flow to build and capitalize your own “bank.”
- Finance Major Purchases: Use the Infinite Banking Concept (IBC) to finance car purchases, home financing, and other significant expenses.
- Expand and Grow Wealth: Develop a network of “banks” to manage all your income, increasing your personal wealth.
- Business Applications: Businesses can use IBC for financing equipment and other assets.
Is Infinite Banking™ Right for You?
Infinite Banking™ requires discipline and patience, but once your system is established, it grows continuously on a guaranteed basis. If you’re not insurable, you can start policies on your children, grandchildren, or business partners.
How was it conceptualized?
Nelson Nash, the author of the definitive book “Becoming Your Own Banker,” pioneered the Infinite Banking Concept (IBC). A staunch advocate of the Austrian School of economics, Nash emphasized the benefits of individual liberty, sound money, and limited government. He described IBC as “Austrian economics in action.”
The Nelson Nash Institute stands out in the educational, insurance, and financial marketplace by providing education on the theory and application of life insurance to both the general public and financial services professionals, independent of the insurance industry.
We advocate for whole life insurance and play a crucial role in training financial professionals in its structure and design. Our mission is to educate and inspire the public on the personal and societal benefits of IBC.
Infinite Banking™ FAQ's
The Infinite Banking Concept (IBC) allows individuals to create their own banking system using dividend-paying, permanent life insurance, enabling them to finance major life purchases and build personal wealth.
By establishing a policy with dividend-paying, permanent life insurance, you can use your savings and cash flow to build and capitalize your own “bank,” which can be used for financing major expenses and growing wealth.
Benefits include having control over your finances, guaranteed growth of your banking system, the ability to finance major purchases, and the potential for increased personal wealth through a network of personal “banks.”
Infinite Banking requires discipline and patience. While it offers significant benefits, it may not be suitable for everyone. If you are uninsurable, you can still start policies on children, grandchildren, or business partners.
Nelson Nash created the Infinite Banking Concept. It is grounded in the Austrian School of economics, which emphasizes individual liberty, sound money, and limited government. Nash described IBC as “Austrian economics in action.”
